Financing · Powered by Wisetack

We offer financing.

We've partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

Our financing offer

0% APR Available Up to 24 Months*

For eligible customers. Choose the interest-free plan that fits your budget — checking your options takes about a minute and won't affect your credit score.

  • 6 months 0% APR*
  • 12 months 0% APR*
  • 24 months 0% APR*

No hidden fees. No compounding interest. Pay it off early with no penalty.

How it works

Three Steps, About a Minute

1

Check your options

Tap Prequalify and answer a few questions. It's a soft credit check, so it does not impact your credit score. You'll see the plans available to you right away.

2

Pick the plan that fits

You choose the monthly payment amount and term that work best for your budget. Nothing is locked in until you say so.

3

We get to work

Once you're approved and the paperwork is signed, we schedule your install — most residential garages are done in a single day.

Estimate your payment

See What a Monthly Payment Could Look Like

Enter an amount to see estimated rates, terms, and payments. This is an estimate only — your actual offer depends on the amount requested and your creditworthiness.

Not sure what your floor will cost? Get a ballpark price in 3 clicks, then come back and run the numbers.

Financing FAQ

Questions About Paying Over Time

Tap any question to expand the answer.

Does checking my options affect my credit score?Popular
No. Prequalifying is a soft credit check, which does not impact your credit score. It takes about a minute and shows you the options available to you before you commit to anything.
Who actually provides the financing?
Payment options through Wisetack are provided by Wisetack's lending partners. Panther Coatings does not lend money, set rates, or make approval decisions — and we never see or collect your Social Security number, date of birth, or income. You enter that directly with Wisetack.
Will I be approved?
We can't say. All financing is subject to credit approval, and your terms may vary. Offers range from 0 to 35.9% APR based on the amount requested and creditworthiness. The only way to know what you'd be offered is to prequalify — and since it's a soft pull, checking costs you nothing.
How much can I finance?
Projects up to $65,000 can be financed through Wisetack, with terms ranging from 3 to 120 months. Terms may vary based on merchant, lending partner, or transaction size. Most residential garage floors fall well within that range — see our cost breakdown.
Are there hidden fees or prepayment penalties?
There are no prepaid finance charges and no participation fees, and interest does not compound. Your exact terms are disclosed to you by the lending partner before you sign anything. Full details are at wisetack.com/faqs.
Do I have to finance the whole job?
No. Financing is an option, not a requirement — plenty of customers pay by card or check. If you'd rather split the cost into monthly payments, prequalify and tell us which plan you picked when we write up your estimate.

Ready to see your options?

Prequalify in about a minute with no impact to your credit — then get a ballpark price on your floor in three clicks.

Finance projects from $500 up to $65,000*  ·  Terms from 3 to 120 months*  ·  APRs from 0 to 35.9%*  ·  No hidden fees or compounding interest

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.